Pre foreclosure letter

With national foreclosure default filings continuing to soar in the five months of 2006, evidence mounts that increasing numbers of U.S. homeowners are struggling to stay current on their monthly mortgage payments.

Now builders are facing a downward market pressure from the rising numbers of foreclosures. As evidenced by the drop in home sales reported by builders, speculators are realizing their "investment" are starting to lose equity as property prices drop, they in turn are forced to lower their asking price.

Add to the problem an increase in mortgage rates and a hit to the budget for gasoline, and home buyers have lost a huge number of their buying power

All these downward real estate market pressures continue to build and as foreclosures start to flood the market, prices will drop even faster.

It is these market conditions that will enable the shrewd real estate investor or first-time home buyer a unique opportunity to obtain real estate proerty during the market slowdown.


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Finding Quality Pre-foreclosure Listings

Finding pre-foreclosure properties can be done by visiting the local recorder's office and making photocopies, since listings are added on a daily basis, this can be daunting. All the sites listed below offer listings for a fee. Take advantage of the free trial period offered evaluate their listings. The sites should offer the latest listings with daily/monthly updates.

Try a number of pre-foreclosure listings sites and evaluate which offers the best most current listings. Using the internet, a number of web sites allow searches by state, county, city, and zipcode

Trial? Updated? Rating Link
7 days Daily/Weekly ***** RealtyStore.com
1 Week Weekly **** Bargin.com
1 Week Weekly **** RealtyTrac.com
7 days Weekly *** Foreclosurenet.net
3 days Monthly *** Foreclosure.com

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Foreclosure Auction

A foreclosure auction takes place when the borrower in default under a mortgage is deprived of his or her interest in the mortgaged property, as a result of which a forced sale or auction of the foreclosed property takes place, with the proceeds of the sale being applied to the mortgage debt.


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